Guides
Short, opinionated pieces on net worth, conscious spending, and how to actually run money — solo or with a partner. No shame, no jargon, no £4 coffee lectures.
What it is, how to work it out, and why your individual figure stops being useful once you live with someone.
5 min read
A scripted first money conversation, a monthly 20-minute check-in, and how to handle the four disagreements every couple has.
6 min read
Ramit Sethi's four buckets, rebuilt for UK couples. Fixed costs, investments, savings goals, guilt-free spending — without merging every account.
6 min read
Spreadsheets work for a few months, then quietly fall apart — broken formulas, stale FX, no real shared access. Here's where they fail and what to use instead.
5 min read
What ISAs, Lifetime ISAs and SIPPs actually are, who they're for, and a simple order to use them in. UK, 2026/27.
6 min read
Plain-English explanations of the four words everyone uses and few people define. Plus what most sensible portfolios actually hold.
6 min read
Don't put all your eggs in one basket. What that actually looks like in practice, and the simplest way to get it right in a single fund.
5 min read
Same amount, same date, every month. Why a boring standing order beats the cleverest market-timer most of the time.
5 min read
When a paid advisor is genuinely worth it, when they aren't, what they cost, and the free alternatives most people should try first.
6 min read