For anyone who's been quietly avoiding their money
Unopened banking apps. Pensions you've never logged into. The "I'll deal with it after payday" that becomes never. Figures turns the whole thing into ten honest minutes a month, and a recap that makes it feel like progress every time.
Every account in one place. A monthly recap, goals, a timeline, and a shared view for two.
14-day Premium trial. No card. Cancel anytime. Free forever after.
Household net worth
£428,140
The monthly habit
Most finance apps feel like work, so you stop. Figures asks for ten honest minutes a month, then pays you back with a clear picture of where you stand and a reason to come back next month.
The month closes. One calm nudge says it's time to close the books.
Ten honest minutes. A guided flow walks you through every balance, one account at a time.
Your number, your mix and your trajectory in one screen, plus a recap that reflects who you're becoming, not just what you earned.
History, goals and timeline always filling in, so Figures is worth more every month you stay.
"You don't need to think about money every day. You need ten honest minutes a month."
The cue that makes it stick
Monthly habits die without a trigger. Choose the day that fits your life, payday, the 1st, or the last Sunday of the month, and Figures sends one calm nudge when it comes round. One. That's it.
The monthly recap
The recap is the reason the habit sticks. When the month closes, Figures freezes it into a short, readable story: the headline number, what moved, the milestones you crossed. Logging in feels good, not guilty.
"Seven months running. This is just something you do now."
October recap
Milestone
£425k
crossed this month
Streak
7 months
of growth
Biggest mover
Vanguard SIPP
+£3,180
"Pensions did the heavy lifting in October. Your SIPP and workplace pot together added more than every other account combined."
The monthly money moment for two
You update your accounts. They update theirs. When the month closes, a shared recap drops for both of you: your household number, what moved, and one thing worth talking about. No spreadsheets, no chasing each other for figures, no money fights. Works beautifully solo too. Invite a partner whenever you're ready.
Shared recap · October
£428,140
+£8,420 this month
Yours
Shared
Theirs
One thing to talk about
"Pensions did the heavy lifting this month, worth checking your workplace match is set to the maximum?"
House deposit
£32,800 / £40,000
Monthly progress
Goals
Emergency fund. House deposit. The retirement figure. Set the target and the date, and every monthly check-in adds another step towards it.
Something to walk towards
A quiet countdown to your next round number, £10k, £50k, your first £100k. Plus a few understated badges for showing up, never for how much you have.
Next milestone
£50,000
£3,720 to go
At your current pace, roughly 4 months away.
Recent badges
Insights and chat
Figures reads the accounts you actually hold and shows you what stands out in your own numbers: ISA headroom, an emergency-fund gap, a high-APR balance worth a look.
Information, not regulated financial advice.
Timeline
New job. House move. Baby. A market drop. Drop a marker on the chart and your future self will know exactly why the line did what it did.
Net worth · 12 months
Every account type
Cash, investments, pensions, property, vehicles, crypto, mortgages, loans and cards. The whole picture, not just the bits that auto-sync.
Why we don't link your bank
When you don't look, you don't learn, and you drift. Figures asks for ten minutes a month because the looking is the point. That's how you actually know your money instead of outsourcing it to a dashboard you ignore. Read-only by design. No bank links. No scraping. You type the numbers. You own the data.
Why I built Figures
I'm Callum, and I built Figures because I avoided my own money for years. My partner and I didn't share or discuss money and there was always anxiety when we did.
Everything felt better when we brought our whole money picture together. A monthly habit instead of a thing I dreaded. Figures is that habit, built for me first and now for you.
A few worth a look
Curated · UKChase UK
Current accountRound-up saver and cashback on debit spend.
Trading 212
Cash ISAAffiliateVariable-rate Cash ISA with no fees.
A hand-picked shortlist, not a ranking.
Once you're ready to act
A small, hand-picked shortlist of UK current accounts, Cash ISAs, Stocks and Shares ISAs, SIPPs and high-interest savings, chosen for fees, simplicity and long-term fit.
Some links are affiliate. It never changes the price you pay, and never changes who makes the list.
Pricing
Common questions
No. Figures is built for exactly this. No judgement, no red warning screens, no daily nagging. Ten calm minutes a month, and a recap that shows progress even in a month that dips.
No. Figures is read-only by design. No open banking, no scraping. You type the numbers each month, which is exactly the point.
Yes. Figures works beautifully for one. Invite a partner whenever you're ready and the same household view scales to two.
Your household data is yours. We don't sell it, share it, or build advertising against it. You can export or delete it at any time.
You drop to Free and keep tracking your first three accounts forever. No card on file means nothing charges if you do nothing.
Yes. Figures handles any base currency. Some Premium features like the provider picker are UK-first for now. The rest works anywhere.
Yes, one click in settings. You keep your data and drop straight to Free.
An invitation